Florida's Renter's Insurance Agency

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GreatFlorida Insurance
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Renters Insurance

Your landlord can insure the structure of your home or apartment. But inside the walls is up to you. Your prized possessions and childhood collections can all be covered with a renters insurance policy in Florida. You can even spare yourself legal and medical costs if someone gets hurt in your home.

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How is Renters Insurance Different From Homeowners Insurance?

Homeowners insurance covers the structure of a property. But if you don't own your home, your belongings won't be covered from theft, fire, damage, or accidents. Renters insurance can even cover the cost of moving after a disaster.

What Does Renters Insurance Cover in Florida?

If you rent, your space still needs protection from the unexpected. Whether you live in a house, condo, or apartment, renters insurance can cover you for:

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Liability

If a visitor is injured in your home, you may be liable for legal, medical, and other costs. Renters insurance protects you and your guests from financial and relationship crisis.

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Personal Property

Thieves, fire and water damage don't care whether you rent or own. Protect your furniture, valuables, and appliances with a completely customized renters insurance policy.

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Relocation Expenses

An unexpected move is stressful, but it can also be expensive. Renters insurance policies can cover relocation expenses in the event of a disaster.

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If Someone is Hurt in My Home, Can Renters Insurance Help?

Yes. Legal costs and medical bills can be devastating. But renters insurance provides the protection you need if someone gets hurt in your home. It also ensures your guests can get the crucial care they might need if they are injured in your home.

Will Renters Insurance Cover Damages to my Personal Belongings?

Hope for the best but plan for the worst. Accidents happen and the unthinkable is always possible. Renters insurance covers the inside of your home and your personal belongings in case of:

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Accidental damage

Fire in a home, representing fire damage to personal belongings.
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Fire Damage

Water leaking from a ceiling, representing water damage to personal belongings.
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Water Damage

A broken window, representing theft and vandalism to personal belongings.
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Theft & Vandalism

Florida is no stranger to natural disasters.Your landlord's insurance will cover the structure of your home. But you need to protect the inside. Renter's insurance gives your family the best chance to start over after disaster strikes.

Renters Insurance Deductibles FAQs

Hope for the best but plan for the worst. Accidents happen and the unthinkable is always possible. Renters insurance covers the inside of your home and your personal belongings in case of:

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What is a Deductible?

A deductible is the amount you agree to pay out of pocket, before your insurance coverage kicks in. The higher the deductible you choose, the lower the premium you can expect. Talk to a GreatFlorida agent about finding the right balance for your policy.

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What About Deductibles for Liability Claims?

Your deductible is only applied to personal property claims. In the event of a liability claim, you are covered with a renters insurance policy from a GreatFlorida Insurance partner.

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Are There Exceptions to Deductibles?

In Florida, hurricane damage comes with separate coverage and deductible agreements. Talk to your GreatFlorida Insurance agent about the best protection and deductible options for hurricanes.

Flexible Payment Plans For You to Choose From

Payment options that work for you.

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One Time Payment

Save like a champ. Our one time payment options are the most cost effective way to get renters insurance in Florida.

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Quarterly Installments

Need to budget? We've got you. Our quarterly installment plans make it easy to stay protected.

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Build Your Own Personalized Renters Insurance Policy in Florida

Get Prepared. Get GreatFlorida. Our agents streamline creating a renters insurance policy to protect your belongings and liability in Florida’s urban or coastal rentals. Secure cost-effective coverage with customized options from our experienced partners for peace of mind.